Roles & Responsibilities
Process Development
- To support Head of CAD in performing critical roles and functions such as loan documentation, transaction monitoring and scheduled reporting functions.
- To support Head of CAD to ensure that all credit facilities are only disbursed after relevant approvals and compliance with all collaterals and conditions unless deferral / waiver is in place.
- To monitor limits, exceptions, overdues & effective following up with the stakeholders.
- To support Risk in monitoring of market risk and liquidity risk positions and limits.
- To support Head of CAD to review and develop department’s manual to be in line with Head Office Credit Policy and Regulatory requirement.
- To act as formal back-up for the Head of CAD.
- To support Head of CAD in department audits and to recommend control mechanisms for effective credit monitoring.
- To input all limit maintenance in the system. Ensure all availment tickets are correctly recorded.
- To put in place mechanisms for effective credit monitoring and approval conditions
Risk Management and Compliance
Adherence to all applicable laws, internal policies & procedures and regulationsReporting / MIS
To ensure preparation of timely and error free periodical monitoring reports for both credit administration and market & liquidity risk functions.To ensure submission of all regulatory / other reporting to the Finance / respective stakeholders on timely manner without any exception.Record Keeping
To maintain and archive all types of legal documents for safe keeping.To ensure maintenance / updation of credit files and retention of documents as per laid down procedures.Minimum qualifications :
Business GraduateMinimum experience & skills :
Minimum 5 years related experience in banking industry, preferably in Risk and Credit Management.Must possesses sound understanding of credit admin and system controls and local regulations.Exposure / Knowledge of key regulations pertaining to CAD would be preferable.Must possess strong communication (spoken and written English) skills, problem solving skills, attention to detail and business knowledge.Ability to work under tight deadlines with a high degree of autonomy and initiatives.Must be self-driven for ensuring timely and smooth execution of actionable deliverables.Tell employers what skills you have
IFRS
Legal Documents
Market Risk
Written English
Autonomy
Credit Management
Risk Management
Compliance
Attention to Detail
Audits
Banking
Big 4
Financial Reporting