AVP / VP, Credit Risk Manager, Financial Institutions

AVP / VP, Credit Risk Manager, Financial Institutions   -   ( 240001G2 )

Description

Why Join

Credit risk management requires a strong analytical mindset, financial acumen, and the ability to assess and mitigate risks effectively. By joining as a credit risk manager, you can further develop these skills and gain expertise in areas such as credit analysis, risk modelling, and portfolio management.

And also, for the opportunity to gain exposure to diverse portfolios, which enhances your knowledge and understanding of various sectors and businesses.

How you succeed

• At least 5 years of relevant credit experience with focus on Banks / NBFIs.

Strong knowledge of and experience in credit analysis, loan structures and treasury products.

Strong analytical skills with extensive experience in analyzing financial statements.

Knowledge in loan documentation, ISDA / CSA, GMRA, GMSLA

What you do

Assess appropriate credit limits during credit propositions, annual renewals and transactional requests submitted by Business Units (BUs) in a timely manner. BUs include Global Financial Institutions, Global Trade Finance and Global Markets and relevant units at OCBC Bank and OCBC subsidiaries.

Provide credit underwriting standards and supporting rationale to credit submissions.

Pro-active management of credit portfolio and escalate credit concerns / issues to management.

Perform regular regulatory stress-test on portfolios under credit coverage and ad-hoc portfolio reviews / stress tests where required.

Work with Business Units to structure credit facilities that mitigate the credit risks inherent in derivatives and other Global Markets’ products.

Maintain strong partnership with traders and relationship managers to understand business requirements and structure credit facilities to meet risk appetite.

Respond quickly and professionally to requests from Global Markets for limit excess approvals during pre-deal credit limit checks.

Negotiate credit terms in loan agreements, ISDA / CSA, GMRA and GMSLA.

Who you work with

Group Risk Management works independently to protect, build, and drive our businesses. The team support good decision-making. With strong risk analysis. And a crucial, comprehensive role in sharpening our competitive edge. Optimising risk-adjusted returns. It’s about seeking and adopting best-in-class practices. Protecting the group from unforeseen losses. Keeping risk within appetite. Embracing change and managing growth in one of the world’s strongest banks.

Qualifications

Who you are

Ability to express opinions, engage discussions with BUs and work in a fast-paced environment.

Excellent written and interpersonal communication skills.

Who we are

Singapore’s longest established bank, we’ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On. In everything we do.

And so whether you want innovate needs-based financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers

Primary Location

Singapore

Credit Analyst

Organization

Wholesale Credit Risk Management

Schedule

Permanent

Full-time

Job Posting

25-Sep-2024, 11 : 00 : 45 PM