Talent.com
This job offer is not available in your country.
Credit Risk Control Manager | $8k + VB | SME Loans

Credit Risk Control Manager | $8k + VB | SME Loans

MTC CONSULTING PTE. LTD.Singapore
20 days ago
Job description

Join a leading financial institution focused on empowering SMEs and individuals through responsible lending solutions. We are seeking a Credit Risk Control Manager to play a pivotal role in shaping and driving the company's credit risk strategies. If you have a strong background in credit risk management and are passionate about contributing to a dynamic and growing team, this is the perfect opportunity for you.

Take the next step in your career and be part of a forward-thinking institution where your expertise will make a lasting impact. Apply now and help shape the future of financial risk management.

  • Basic from $6,000 - $8,000 + Variable Bonus
  • Monday - Friday, 9 : 30am - 6 : 30pm
  • Location : Chinatown

Responsibilities

  • Assess the creditworthiness of applicants for SME working capital loans and personal loans.
  • Perform in-depth financial analysis and evaluate repayment capacity to ensure loan approvals align with the institution's risk appetite.
  • Develop, implement, and uphold credit policies and procedures in accordance with regulatory requirements and company objectives.
  • Continuously review and update credit risk frameworks to adapt to evolving market conditions.
  • Monitor and analyse the loan portfolio to detect potential risk concentrations and maintain adequate risk diversification.
  • Ensure credit risk management practices comply with the Monetary Authority of Singapore (MAS) guidelines and other relevant regulations.
  • Establish strong mechanisms to identify and mitigate fraudulent activities in SME and personal loan applications.
  • Collaborate with sales, operations, and legal teams to align credit risk strategies with business goals.
  • Provide training and guidance to relationship managers and credit analysts on best practices in credit risk management.
  • Prepare and present regular credit risk reports to senior management, highlighting key trends, exceptions, and recommendations.
  • Leverage data analytics tools to enhance decision-making and improve credit scoring models.
  • Requirements

  • Min. Degree in Finance, Accounting, Business Administration, or a related field.
  • Professional certifications such as CFA, FRM.
  • At least 7-10 years of experience in credit risk management, preferably in SME lending or personal loan sectors.
  • Demonstrated success in developing and implementing credit risk strategies and frameworks.
  • Strong analytical skills with the ability to interpret financial statements and evaluate creditworthiness.
  • In-depth knowledge of MAS regulations and credit risk guidelines in Singapore.
  • Strong leadership and decision-making skills, with the ability to work independently and lead a team.
  • Adaptability to changing market conditions and regulatory requirements.
  • Proficiency in Microsoft Office Suite, particularly Excel for data analysis.
  • Fluent in Mandarin andEnglishto liaise with Mandarin-speaking associates.
  • For consideration, kindly submit your CV by clicking "APPLY NOW" or email to mtc095@mtcconsulting.com.sg

  • Only shortlisted candidates would be notified
  • MTC Consulting Pte Ltd | 15C7752

    EA. Registration No. : R24123733 | Chen Yit Keat

    Create a job alert for this search

    Credit Risk Manager • Singapore