Credit Risk Second Line of Defense Senior Group Manager – Director

Credit Risk Second Line of Defense Senior Group Manager – Director

At Citi, the Risk Management organization oversees risk‑taking activities and assesses risks independently of front‑line units. We establish and maintain the enterprise risk management framework that ensures consistent identification, measurement, monitoring, control and reporting of aggregate risks.

Job Overview

We’re currently looking for a high‑caliber professional to join our team as Director, Credit Risk Second Line of Defense Senior Group Manager (Internal Job Title: Credit Risk 2LOD Sr Group Manager - C15) based in Singapore. In this role, you will lead proactive credit risk management and portfolio monitoring of Citi’s Financial Institutions client segments across the Asia South cluster.

Key Responsibilities

• Provide strategic leadership as senior credit risk portfolio manager and approver for Financial Institutions segments (excluding hedge funds) within the Asia South Cluster.
• Proactively manage credit exposures, dictating Citi’s risk appetite across all credit‑sensitive products.
• Complete comprehensive credit analysis and actively monitor portfolios, focusing on proactive problem recognition, stress testing and overall portfolio management.
• Build a comprehensive understanding of local markets, key clients and competitors across Asia South.
• Maintain interaction with country heads, market and treasury directors, institutional credit management and other global functions.
• Manage and resolve escalation issues, communicating effectively with business regularly.
• Serve as the primary interface with local regulators, ensuring compliance and representation on relevant Country Risk Management Committees.
• Liaise with Internal Audit and Global Controls for audits and coordination.
• Manage and mentor a team of credit risk professionals across the region.
• Ensure quality of credit decisions, identify improvement areas and establish training plans.
• Manage regulatory and management reporting demands, ensuring timely input from stakeholders and monitoring data quality.
• Drive compliance with applicable laws, rules and regulations, and supervise activity of others to maintain standards.

Qualifications

• 15+ years of credit risk management experience with a diverse portfolio of financial institutions.
• Current Senior Credit Officer (SCO) approval authority (SCO Level 2 preferred).
• Strong technical expertise in financial institutions’ products, credit documentation, complex structures and associated risks.
• Demonstrated thought leadership and innovation in credit risk assessment and mitigation.
• Excellent communication and presentation skills, with the ability to articulate complex information.
• Ability to lead change, build partnerships, and influence across functions and regions.
• Strong analytical and problem‑solving skills, capable of prioritizing and meeting deadlines.
• High ethical standards and thorough understanding of regulatory expectations.

Education

• Bachelor’s degree or equivalent experience.
• Professional/Master’s degree (MBA, CPA, CFA) preferred; formal credit training a plus.

Additional Benefits

• Expanded Paid Parental Leave Policy for Citi employees worldwide.
• Comprehensive financial well‑being programs.
• Generous paid time off packages.

Apply Now

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Equal Opportunity Statement

Citi is an equal opportunity employer. Qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran or any other characteristic protected by law. If you need a reasonable accommodation for our application tools or search process, please request accessibility assistance.