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Credit Analyst - GENIE FINANCIAL SERVICES PTE. LTD.

Credit Analyst - GENIE FINANCIAL SERVICES PTE. LTD.

GENIE FINANCIAL SERVICES PTE. LTD.D20 Bishan, Ang Mo Kio, SG
6 hours ago
Job description

Roles & Responsibilities

Job Description :

  • Evaluate the overall credit worthiness of new dealers and conduct ongoing review of accounts to assess their ability to meet credit obligations periodically, and alert business in the event of any adverse conditions / news to minimise and circumvent loan loss scenarios
  • Write credit proposals in the loan origination process and make variations / recommendations
  • Work with relationship managers to support all credit related matters
  • Perform loan portfolio analysis, industry analysis and peer comparisons
  • Ensure compliance with credit policies rules and procedures
  • Any other ad-hoc duties assigned by supervisor

Job Requirement :

  • Academic qualification : Diploma & equivalent
  • Aspire to build a sales-oriented career
  • Strong analytical skills with good grasp of financial analysis
  • Ambitious, result-driven as well as passionate to provide excellence customer experience
  • Strong understanding of customer and market dynamics and requirements
  • Competent in English (verbal & written)
  • High level of integrity, meticulous and detail-orientated
  • Strong ownership with ability to operate in a flexible, dynamic environment
  • Ability to multi-task, deliver results and solve problem well under pressure to meet deadlines
  • Open and willing to learn new things, take on new challenges and make adjustments to suit transitions in the workplace
  • Tell employers what skills you have

    Ability to Multitask

    Microsoft Excel

    Due Diligence

    Analytical Skills

    Customer Experience

    Dynamics

    Loan Origination

    Economics

    Compliance

    Financial Statements

    Loan Portfolio Analysis

    Pressure

    Financial Analysis

    Banking

    Credit Risk

    Credit Analysis

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    Financial Analyst • D20 Bishan, Ang Mo Kio, SG