Asia-Pacific Credit Department
Asia-Pacific Credit Department (APCD) is responsible for sound quality of credit portfolio through credit review of non-Japanese corporate, non-Japanese financial institutions and sovereign customers as well as transactions with them, monitoring and active management of risk appetite framework in the Asia Pacific region. The countries / areas to cover are Singapore, Malaysia, Indonesia, Thailand, Philippines, Vietnam, India, Australia and other countries in the South East Asia, South Asia regions and Oceania regions. It also covers various financial products including project finance, real estate loan, and securitization in the whole APAC (ex. Japan) regions.
Your key roles & responsibilities include :
- To perform credit reviews and analysis on existing and prospective customers, and other relevant parties, based on credit proposals and other information provided by business promotion departments / offices of the Bank covered by the Department.
- To make independent, impartial and useful recommendations on credit proposals and credit-related matters to the management of the Department, based on the credit reviews and analysis.
- To assign credit ratings to borrowers, guarantors and other obligors in accordance with the internal rating procedures and other relevant internal rules.
- To perform periodical and special credit reviews and assessments as deemed necessary by the Department.
- To follow the policy and direction of the Department and to assist your superiors in accomplishing the Department’s overall duties & responsibilities at all times.
- To gather credit-related information on the countries and key industries there from internal and external sources, e.g., branches / departments, customers of the Bank, public authorities and institutions, credit agencies, other banks, etc.
- To visit customers whenever necessary for obtaining more in-depth and accurate information.
- To extend constructive guidance for staffs of business promotion departments to improve the deal quality and their analytical skills and to share the Department’s credit stance with them.
- To perform all the necessary work for reporting or presentation to the Department management, the Head of Asia-Pacific region and other relevant parties including but not limited to the head office in Tokyo.
- To contribute to improvement in the Department’s operation and collective knowledge for the future generation / the Department.
- To share knowledge and experience in the Department.
- To train the trainees from the branches / department in the region and the head office.
- To conduct various credit training programs for the region and to plan for them.
- To support and mentor junior staffs of the Department.
- To perform any other duties assigned by superiors.
What you should have :
A Bachelor’s Degree.At least 10 years of relevant corporate credit experience.Basic accounting knowledge, financial analysis skills and banking products knowledge to perform proper analysis of risk profile of customers and transactions.Strong communication skills to manage conflict with the front offices and to conduct various trainings for front office staffProficiency in Microsoft Office applications, including Word, Excel, and PowerPoint.Strong interpersonal and business writing skills.Business promotion experience in corporate finance is desirable.Experience of working in multinational companies is advantageous.#J-18808-Ljbffr