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Personal Banking Credit Analyst
Bank of China Limited, Singapore BranchSingapore30+ days ago
Salary
SGD4000–SGD6000 monthlyJob type
- Full-time
Job descriptionBachelor degree or above (finance, economics or related majors), familiar with personal banking credit products and relevant regulatory requirements. Experience of credit analysis on personal banking products is preferred Possess strongmunication skills and demonstrate responsibility and ability to work in teams. Effectively bilingual in English and Chinese so as tomunicate with Chinese-Speaking counterparts in head office.
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Job description
- Review and evaluate personal banking credit facility applications submitted by the various business units, including but not limited to credit cards, housing loans, premium financing loans etc. Ensure that credit applications submitted are in line with the Bank's credit guidelines and regulatory requirements.
- Approve personal banking credit facility applications within delegated approval authority. Review and submit for higher level approval if necessary.
- Contribute to the Bank's review and revision of various credit policies and procedures, and assist in the risk review of various business initiatives.
- Perform loan portfolio monitoring and reviews, identify risk areas and propose mitigating measures to discuss with business departments.
- Participate in user requirements gathering and system enhancement projects, as well as User Acceptance Testing.
Job Requirement
Strong credit risk analysis and data analysis abilities.