Responsibilities
- Cultivate relationships with both existing and prospective corporate clients, promoting banking solutions to meet their financial needs and the bank’s business objectives.
- Assess creditworthiness, industry risks, and the bank’s exposure, providing rmendations in line with internal Underwriting Standards and Credit Policies.
- Regularly review loan facilities to ensure alignment with account strategies and risk profiles, rmending adjustments as necessary while ensuringpliance with all relevant laws, regulations, and bank policies.
- Conduct annual or periodic reviews of clients’ financial health, repayment capacity, and industry developments, ensuring credit risks remain within acceptable levels.
- Maintain regular contact with clients to monitor account activity, identify new business opportunities, and implement strategies to maximize account profitability.
- Collaborate with internal departments, including Credit Administration and Operations, to ensure efficient processing of transactions and timelypletion of credit facilities and documentation.
- Perform thorough Know Your Customer (KYC) checks for new clients and conduct periodic reviews toply with regulatory and internal standards.
- Monitor underperforming accounts, propose corrective actions, and safeguard the bank’s interests, including managing loan-to-value (LTV) ratios and other risk mitigation measures.
- Act as a backup officer within the team when needed and assist in broader departmental activities as required.
Key Requirements
Bachelor’s degree qualification7-10 years of relationship management experience in Corporate Banking, with strong knowledge of credit evaluation, risk management, and loan structuring.Strong financial analysis skills with a deep understanding of credit policies and underwriting standards.Excellent client relationship management and business development skills.Ability to work independently while collaborating effectively with internal teams.Strong knowledge of regulatorypliance, particularly in KYC and due diligence practices.Effectivemunication, negotiation, and problem-solving skills.Interested applicants please apply here with your updated CV
StriveX Pte Ltd, EA License No : 23S2077
Lee Boon Hou (Hagen), Registration No : R1870932