Credit Analyst (One-year Contract) - D01 Cecil, Marina, People’s Park, Raffles Place, SG

Roles & Responsibilities

This is a One-year Contract role based in Singapore.

Credit Analyst assists the Relationship Manager (RM) for client coverage for corporate and institutional clients, in the areas of credit assessment and reviews, client servicing and client due diligence. This is also an important role from a financial crime risk management perspective and is expected to assist the RM in managing all aspects of the client relationship most notably the financial crime risk in the portfolio. Closely work with Head CIB and Senior Manager – Portfolio Management in maintaining the overall portfolio metrics and quality of the book.

Main Job Responsibilities

Credit Risk Assessment and Management

Assisting the RM and working closely with Senior Manager – Portfolio Management & the Risk team in managing the credit risk of the client portfolio. This involves :

• Understanding client needs and ensuring that appropriate facilities are being offered to the client
• Analyse creditworthiness of clients, Identification and assessment of key risks and structuring of facilities to mitigate the risks
• Preparation of clear and concise Facility Applications and annual / interim review of facilities including spreading of financials on Moody’s Financial Analyst tool, performing financial analysis and confirmation of compliance to covenants and credit terms
• Preparation of proposals for ad-hoc transactions and marketing clearances in line with Bank policies.
• Actively participate in supporting development of client relationship, including accompanying RMs on client visits
• Ensuring all client documentation are duly executed and perfected.

Housekeeping and risk monitoring

Assist RMs and closely work with Senior Manager – Portfolio Management in ongoing risk monitoring, including :

Transaction Execution

Client Servicing

Client Due Diligence and Compliance

Foster team work

Promote a culture of Teamwork within the Unit by :

Requirement

Tell employers what skills you have

Treasury

Credit Risk Management

Due Diligence

Analytical Skills

Housekeeping

Anti Money Laundering

Financials

MS Office

Stakeholder Engagement

Trade Finance

Financial Statements

Portfolio Management

Written Skills

Financial Analysis

Banking

KYC

Credit Risk

Service Delivery

Credit Analysis