Financial Institution Credit Risk Management - OVERSEA-CHINESE BANKING CORPORATION LIMITED

Roles & Responsibilities

• Be the Primary Credit Approving Officer responsible for pro-active risk management of regional and global accounts comprising Sovereigns / Banks / Non-bank Financial Institutions (NBFIs) and Non-relationship Corporates.
• Assess appropriate credit limits during credit propositions, annual renewals and transactional requests submitted by Business Units (BUs) in a timely manner. BUs include Global Financial Institutions, Global Trade Finance and Global Markets.
• Review annual review papers prepared by the Credit Analysts, provide constructive comments to enhance the credit submissions (including recommending credit underwriting standards for new client segments where necessary) and present justification / rationale to approvers.
• Pro-active management of credit portfolio amid evolving changes in market dynamics and escalate credit concerns / issues to management in a timely manner.
• Be well-versed with the Bank’s credit policies and procedures and their changes and recommend credit policy changes, as required. Participate in the development of risk management standards / governance, procedures, processes and initiatives where required.
• Perform regular regulatory stress-test on portfolios under credit coverage and ad-hoc portfolio reviews / stress tests where required.
• Ensure new transactions and credit renewals meet OCBC’s risk acceptance criteria, risk policies and procedures, as well as regulatory requirements.
• Guide and supervise Credit Analysts in Non-relationship Corporates.
• Strong participation in business initiatives and provide solutions.
• Strong collaboration with stakeholders including Counterparty Credit Risk team and Business Units (such as Global Financial Institutions, Global Markets, Global Trade Finance) in structuring credit facilities that mitigate the credit risks inherent in derivatives portfolio.
• Respond quickly and professionally to requests from Global Markets on limit excess during pre-deal credit limit checks.

Negotiate credit terms in loan agreements, ISDA / CSA, GMRA and GMSLA.

Qualifications

Excellent written and interpersonal communication skills.

Tell employers what skills you have

Treasury

Credit Risk Management

Derivatives

Analytical Skills

Dynamics

Risk Management

Trade Finance

Underwriting

Financial Statements

Communication Skills

Hedge Funds

Team Player

Excess

Regulatory Requirements

Credit Risk

Credit Analysis