Business Analyst (Credit Risk)

Job description

Mission Description :

Requirements Gathering : Collaborate with business stakeholders to gather and document requirements related to credit risk systems and processes. Translate business needs into functional specifications.

System Implementation : Lead the implementation and enhancement of credit risk management systems. Work closely with IT teams to ensure systems meet business requirements and comply with regulatory standards.

Data Analysis & Reporting : Utilize SQL and other data analysis tools to extract, analyze, and visualize credit risk data. Develop dashboards and reports to monitor key risk metrics and trends.

Risk Assessment : Assist in the development and validation of credit risk models, including exposure at default (EAD), loss given default (LGD), and probability of default (PD). Provide analytical support for credit risk assessments and stress testing.

Process Optimization : Identify and implement process improvements to enhance the efficiency and effectiveness of credit risk operations. Foster best practices in risk assessment and reporting.

Stakeholder Collaboration : Work closely with risk management, compliance, finance, and IT teams to ensure alignment on credit risk strategies and initiatives.

User Acceptance Testing (UAT) : Develop and execute UAT plans to validate system changes and enhancements. Ensure that solutions meet quality standards and business needs before deployment.

Qualifications :

• Bachelor’s degree in Finance, Information Technology, Business Administration, or a related field; Master’s degree preferred.
• 7+ years of experience as a Business Analyst in the financial services industry, with a focus on credit risk management.
• Strong understanding of credit risk concepts and regulatory requirements
• Experience with credit risk management software is a plus.
• Excellent analytical, problem-solving, and communication skills.
• Strong project management skills, with the ability to lead cross-functional initiatives.
• Ability to work collaboratively in a fast-paced environment and manage multiple priorities.