GM Financial Control & Credit Risk

As a GM you will play a dual role in safeguarding the

financial health of the organisation. You will be responsible for

assessing and managing credit risk associated with trading

activities in the commodities market-particularly margin lending

and trading-while also overseeing financial reporting and control

functions. This includes evaluating the creditworthiness of

counterparties, monitoring credit exposures, implementing risk

mitigation strategies, and ensuring robust financial governance,

reporting, and compliance. Your role is critical in maintaining

financial discipline, supporting strategic decision-making, and

ensuring adherence to internal policies and regulatory

requirements.

Responsibilities

Finance

Control & Reporting :

Financial Reporting : Oversee accurate and timely

preparation of financial statements, ensuring compliance with

accounting standards and internal policies.

Budgeting and Forecasting : Lead the budgeting process and

provide financial forecasts to support strategic

planning.

Stakeholder Reporting : Provide

financial insights and reports to senior leadership and external

stakeholders as required.

Cost Control :

Monitor and control operational costs, identifying areas for

efficiency improvement.

Internal Controls :

Design and implement robust internal controls to safeguard assets

and ensure financial integrity.

Audit and

Compliance : Coordinate internal and external audits and ensure

compliance with statutory and regulatory requirements.

Cash Flow Management : Monitor cash flow and liquidity to

ensure the organisation meets its financial

obligations.

Credit

Risk Management : Risk

Assessment : Evaluate credit risk associated with margin accounts

and lending transactions. Analyse the creditworthiness of clients

and counterparties and assess collateral adequacy.

Counterparty Credit Analysis : Set credit limits and

monitor exposures.

Margin Policy and

Procedures : Develop and enforce margin policies in line with

internal and regulatory standards.

Margin

Monitoring : Continuously monitor accounts for potential risks and

violations.

Margin Call Management : Manage the

margin call process and ensure timely resolution.

Risk Modelling : Use models and tools to quantify credit

risk exposure.

Risk Reporting : Prepare regular

reports for senior management and risk

committees.

Additional

Responsibilities

Model

Development : Contribute to the development and validation of credit

risk models.

Portfolio Risk Analysis : Conduct

stress testing and scenario analysis.

Client

Interaction : Address margin and credit-related queries and

negotiate terms.

Cross-functional

Collaboration : Work with trading, operations, and other risk teams

to ensure integrated risk and financial management.

Policy Development : Update credit risk and financial

control policies in line with best practices.

Regulatory Awareness : Stay informed on relevant

regulations affecting both credit risk and financial

reporting

Requirements

Chartered accountant or master's degree in finance,

economics, risk management, or a related field.

Solid understanding of financial markets, trading

products, and margin trading concepts.

Experience in credit risk assessment, preferably in a

margin trading environment.

Familiarity with

risk modeling, financial analysis, and statistical

techniques.

Knowledge of relevant financial

regulations and compliance requirements.

Strong analytical skills and attention to

detail.

Excellent communication and

interpersonal skills to collaborate with internal teams and

external clients.

Ability to work in a

fast-paced and dynamic trading environment.

Relevant certifications (e.g., FRM, CFA) are advantageous

but not mandatory.