Roles & Responsibilities
The ideal candidate would have 3-5 years of experience in a corporate credit analysis role and would come from financial services background (banking, asset backed lending, rating agency). This is a client facing role, which requires not only strong core technical skills, but also ability to work under pressure. The candidate must have excellent communication skills, as he / she will be involved in meetings / discussions with senior management of our clients / prospects in Singapore (and occasionally other ASEAN countries).
Job Responsibility :
- Decide credit limit requests consistently, within response time included in Risk Business Model
- by assessing buyer with all information available in the in the Allianz Trade Risk database and his / her own market knowledge
- Monitoring of the risk portfolio
- by requesting further information to Risk office, according to Information Quality Standards
- Be responsible for a dedicated portfolio of customers, steer it and provide a pro-active service level, according to policy holder classification
- by regularly meet customers and brokers
- by organizing telephone conferences
- Contribute to support Commercial Department in steering customers loss ratio and implement necessary actions to ensure or restore profitability of a portfolio
- Contribute to support Commercial Department in steering customers loss ratio and implement necessary actions to ensure or restore profitability of a portfolio
- Any other ad hoc task assigned
Requirements
Minimum 3-5 years’ experience in a financial institution or rating agency as a financial / credit analystStrong analytical skillsExcellent knowledge of the local economic and business environmentExpertise in specific trade sectorsAbility to interact with senior managers externally with a view to obtain informationAbility to network and forge relationships quickly in a multicultural environmentSelf-starter / Able to work independentlyExcellent interpersonal and communication skillsExcellent command of English, both spoken and written essentialTell employers what skills you have
Excellent Communication Skills
Cash Flow Statements
Microsoft Excel
Written English
Due Diligence
Assessing
Analytical Skills
Service Level
Underwriting
Financial Statements
Financial Analysis
Communication Skills
Banking
Financial Services
Credit Risk
Able To Work Independently
Credit Analysis