Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
S$15,750
Income Tax
- S$1,598
Central Provident Fund (CPF)
- S$1,200
Total tax
- S$2,798
Net pay
* S$12,953
Marginal tax rate
18.0%
Average tax rate
17.8%
82.2%
Net pay
17.8%
Total tax
Total tax
Net pay
The Taxberg
S$12,953
Net pay
S$1,020
Tax the employer pays
S$2,798
Tax you pay
Total tax paid
S$3,818
Did you know your employer also pays tax on your salary? It costs the employer S$1,020 to pay you S$15,750. In other words, every time you spend S$10 of your hard-earned money, S$2.42 goes to the government.
Real tax rate
22.8%
So, with you and the employer both paying tax, what used to be a 17.8% tax rate now rises to 22.8%, meaning your real tax rate is actually 5% higher than what it seemed at first.
Summary
If you make S$189,000 a year living in Singapore, you will be taxed S$33,570. That means that your net pay will be S$155,430 per year, or S$12,953 per month. Your average tax rate is 17.8% and your marginal tax rate is 18.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of S$100 in your salary will be taxed S$18, hence, your net pay will only increase by S$82.
Bonus Example
A S$1,000 bonus will generate an extra S$820 of net incomes. A S$5,000 bonus will generate an extra S$4,100 of net incomes.
Compare average tax
Europe
Country 
Net pay
Average tax
Rank
Russia
SGD 164,430
13.0%
1
Hungary
SGD 154,035
18.5%
2
Ukraine
SGD 152,145
19.5%
3
Czech Republic
SGD 144,118
23.8%
4
Switzerland
SGD 140,255
25.8%
5
United Kingdom
SGD 123,063
34.9%
6
France
SGD 120,962
36.0%
7
Norway
SGD 117,749
37.7%
8
Spain
SGD 116,608
38.3%
9
Denmark
SGD 114,052
39.7%
10
Austria
SGD 113,930
39.7%
11
Poland
SGD 112,465
40.5%
12
Romania
SGD 110,565
41.5%
13
Ireland
SGD 110,521
41.5%
14
Greece
SGD 108,588
42.6%
15
Netherlands
SGD 107,712
43.0%
16
Sweden
SGD 107,275
43.2%
17
Luxembourg
SGD 102,108
46.0%
18
Germany
SGD 102,072
46.0%
19
Italy
SGD 95,481
49.5%
20
Finland
SGD 90,056
52.4%
21
Portugal
SGD 84,712
55.2%
22
Belgium
SGD 77,913
58.8%
23
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North America
Country 
Net pay
Average tax
Rank
USA
SGD 129,832
31.3%
1
Canada
SGD 117,945
37.6%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Hong Kong
SGD 161,257
14.7%
1
Kazakhstan
SGD 161,010
14.8%
2
Singapore
SGD 155,430
17.8%
3
Taiwan
SGD 145,942
22.8%
4
Thailand
SGD 140,694
25.6%
5
China
SGD 139,891
26.0%
6
Indonesia
SGD 132,731
29.8%
7
South Korea
SGD 130,060
31.2%
8
New Zealand
SGD 129,525
31.5%
9
Pakistan
SGD 128,824
31.8%
10
Japan
SGD 127,710
32.4%
11
Malaysia
SGD 126,787
32.9%
12
Philippines
SGD 126,680
33.0%
13
Australia
SGD 125,856
33.4%
14
Vietnam
SGD 125,043
33.8%
15
India
SGD 102,063
46.0%
16
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Latin America
Country 
Net pay
Average tax
Rank
Guatemala
SGD 168,318
10.9%
1
Costa Rica
SGD 142,008
24.9%
2
Chile
SGD 140,115
25.9%
3
Uruguay
SGD 139,012
26.5%
4
Colombia
SGD 138,535
26.7%
5
Brazil
SGD 137,775
27.1%
6
Panama
SGD 135,045
28.6%
7
Puerto Rico
SGD 129,591
31.4%
8
Mexico
SGD 128,634
31.9%
9
Peru
SGD 126,294
33.2%
10
Ecuador
SGD 126,047
33.3%
11
Argentina
SGD 122,841
35.0%
12
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Africa
Country 
Net pay
Average tax
Rank
Angola
SGD 137,729
27.1%
1
Kenya
SGD 132,977
29.6%
2
Nigeria
SGD 128,724
31.9%
3
Ivory Coast
SGD 127,368
32.6%
4
Ghana
SGD 126,355
33.2%
5
Mozambique
SGD 125,803
33.4%
6
Morocco
SGD 117,549
37.8%
7
South Africa
SGD 117,236
38.0%
8
Cameroon
SGD 116,718
38.2%
9
Zambia
SGD 116,625
38.3%
10
Senegal
SGD 114,927
39.2%
11
Uganda
SGD 108,721
42.5%
12
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Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
SGD 179,550
5.0%
1
Qatar
SGD 179,550
5.0%
2
Bahrain
SGD 175,180
7.3%
3
Kuwait
SGD 174,827
7.5%
4
Oman
SGD 173,880
8.0%
5
Saudi Arabia
SGD 170,100
10.0%
6
Egypt
SGD 142,119
24.8%
7
Lebanon
SGD 142,003
24.9%
8
Israel
SGD 123,423
34.7%
9
Turkey
SGD 110,331
41.6%
10
Show more
NOTE* Withholding is calculated based on the tables of Singapore, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. Income tax calculations include personal tax credit deductions. CPF calculations are determined for regular wages only, assuming there are no additional wages. This document does not represent legal authority and shall be used for approximation purposes only.