Business Development Manager (SME Loans) - JK

Company : Financial Consulting

Company

Location : Chinatown (Nearest

MRT)

Variable Bonus (1 month on average, based

on

performance)

Job

Description : Our client, a

leading financial service provider and consulting firm, is looking

for a Business Development Manager (SME Loans) who can join the

company ASAP.

Build and

maintain relationships with small and medium-sized enterprise (SME)

clients, understanding their financing needs and business

objectives.

Act as the main point of contact

for SME clients, addressing inquiries, concerns, and requests

promptly and effectively.

Develop a deep

understanding of clients' businesses, industries, and market

dynamics to provide tailored financial solutions.

Source and identify new lending opportunities within the

SME segment, including prospecting and lead generation

activities.

Conduct comprehensive credit

assessments and risk analyses for loan applicants, evaluating their

creditworthiness, financial stability, and repayment

capacity.

Structure and negotiate loan terms

and conditions in accordance with lending policies, regulatory

requirements, and risk management guidelines.

Manage a portfolio of SME loan accounts, monitoring loan

performance, repayment behaviour, and compliance with loan

agreements.

Proactively identify and address

potential credit risks or delinquencies, implementing appropriate

remedial actions as necessary.

Work closely

with internal stakeholders, such as credit analysts and legal

teams, to ensure timely and accurate loan documentation and

processing.

Provide financial advisory

services to SME clients, offering insights and recommendations on

business growth strategies, cash flow management, and capital

allocation.

Assist clients in preparing loan

applications and supporting documentation, guiding them through the

loan approval and disbursement

process.

Job

Requirements : Minimum

4 years' experience in commercial banking, SME lending, or

relationship management, with a focus on business development and

credit analysis.

Demonstrated track record of

successfully originating and managing SME loan portfolios,

achieving lending targets, and mitigating credit risks.

Strong financial analysis skills, including the ability

to evaluate business financial statements, assess credit risk

factors, and perform cash flow modelling.

Familiarity with credit underwriting standards, loan

structuring techniques, and risk mitigation strategies in the SME

lending context.

Excellent communication and

interpersonal skills, with the ability to build rapport with

clients, understand their needs, and negotiate

effectively.

Ability to convey complex

financial concepts clearly and concisely, both verbally and in

writing.

Strong networking skills and the

ability to cultivate relationships with key stakeholders in the SME

community, including business owners, industry associations, and

referral

partners.

Interested

applicants please apply directly for further shortlisting

review.

We regret that only shortlisted

candidates will be notified. Other applications will be updated to

our database for future job opportunities.

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