Credit Risk Team Head (Banking / Financial Institution)

Roles & Responsibilities

Responsibilities

• Establish and oversee the company's risk management framework, ensuring effective policies and procedures are in place for credit risk, operational risk, technology risk, and asset-liability risk.
• Define and implement the organization's risk appetite framework, ensuring alignment with business objectives and regulatory standards.
• Monitor and assess risk exposure across various functions, identifying potential threats and implementing strategies to mitigate them.
• Take charge of credit risk management, working closely with the marketing team to refine lending guidelines, review stress test frameworks, and provide insights into credit portfolio performance.
• Oversee market and liquidity risk, including reviewing committee reports, performing stress tests on liquidity and interest rates, and updating contingency funding plans.
• Ensure strong operational and technology risk controls, conducting risk assessments, reviewing operational loss investigations, and supervising business continuity planning (BCP).
• Maintain compliance with MAS guidelines, ensuring risk policies meet industry standards and conducting regular updates.
• Lead and guide risk management staff, ensuring proper training and development to uphold high standards of risk governance.
• Act as a key representative in various risk committees and stakeholder meetings, providing critical risk insights and supporting strategic decision-making.
• Drive a risk-aware culture within the organization, embedding risk management best practices across all business units.

Requirements :

J-18808-Ljbffr